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With sea levels rising every year and weather patterns becoming more erratic, more homes than ever before are at risk for flooding. Torrential downpours or extended rains have devastated many areas around the country in the past few years, and not just in coastal areas. Many low flood-risk areas have experienced higher-than-average damage claims.
If your home is in a flood zone, you can expect to take measures to ensure its protection, but for others, the keys to saving their home from a flood may be unknown. Water entering a home can be devastating to its structure and level of sanitation. The best solution is to be as prepared as possible in case the waters in your area start to rise.
The most important aspect that the experts like the Moisture Master Pros in Miami would tell you is to keep yourself and your family safe first. Then, you can take measures on behalf of your home. Let’s look at a few ways you can help protect your home from flooding.
Flood Insurance
Adding a flood insurance rider to your policy may seem like overkill for those that aren’t in coastal areas or hot zones for flooding. However, the cost and care it takes to repair flood damage can be enormous, and you will benefit from the right coverage. Talk to your broker about your flooding risks and ask to see a flood chart to locate your home. If you are in a low-to-moderate zone, you are probably okay but elsewhere could benefit from flood coverage.
Safeguard Your Important Papers
When the water is flowing into your basement is not the time to start collecting the important papers scattered throughout your house. All homeowners should take the time to gather their vital documents into one safe and waterproof space. Many homeowners protect and waterproof their documents, including their home mortgage agreement and house deed, insurance policies, and all legal paperwork. In this way, your most crucial documents will always be protected.
Install Automatic Shut Off
Not all home floods are caused by natural disasters. Sometimes, a flood is caused by local flooding or a burst pipe. To help defend your home from interior flooding, installing flood sensors connected to an automatic shut-off valve is best. A check valve will register any excess water in a flood area and trigger the shut-off to limit the damage to the home.
Elevate Appliances
In most homes, flooding damage happens in the basement. If you own a home with a basement, it’s best to ensure that your design and appliance placement is flood proof. All of your basement appliances, including your furnace, hot water heater, washing machine, and dryer, should be elevated off the ground. Appliances should be lifted by blocks or other mountings at least a foot off the floor to avoid damage and electrical hazards.
Battery-Powered Sump Pump
Flooding accompanying natural disasters like hurricanes and tornadoes can be complicated for many reasons, including losing grid power. If your power goes out, your sump pump will not register flood waters and start clearing them out automatically. A battery-powered sump pump will work when needed, even if the power is out.
Your home is your most treasured asset and should always be protected. Follow these tips to help you protect your home from flooding damage.
